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Read this agreement thoroughly and carefully before booking a trip with us. It is a legally binding contract. ​


Please read these terms and conditions carefully. When you purchase any product or book any trip with Live The Dream Travel Club (LTDTC), you acknowledge that you: i) have read and understand these terms and conditions and any other LTDTC policies in effect, and ii) accept and agree to these terms and conditions and other applicable LTDTC Travel policies. The terms and conditions set forth below constitute the entire understanding and agreement between you the trip participant (“participant,” “traveller,” “you,” or “I”) and LTDTC, with respect to any and all bookings, trips or transactions made with us and to any and all services, and products organized, arranged, or provided by us (collectively referred to as “trip” herein; “trip” may also be used to refer to only the trip component of our services). If you have confirmed a booking on any LTDTC travel trip or product with more than one traveller named on such booking, you shall be deemed to have accepted these terms and conditions on behalf of all travellers named in the booking.


LTDTC is acting at all times as an independent contractor/booking agent for all suppliers who provide your transportation, accommodations, activities, and other services in connection with your trip. LTDTC does not own, operate, or control any of the suppliers of service that provide accommodations, meals, transportation, sightseeing activities, or other goods and services connected with your trip. These suppliers are responsible for their performance. LTDTC and its owners, employees, shareholders, officers, directors, representatives, volunteers, successors, agents, hosts and assignees are not liable for any negligence, wilful act, financial insolvency, or default of any supplier or any third party. LTDTC does not have any special knowledge about its supplier’s financial condition. A supplier’s goods and services are subject to the supplier’s own terms and conditions and liability waivers, as well as local laws and regulations. By agreeing to this contract, you indemnify LTDTC against any legal action in connection with any service providers used or booked for the trip.


Prices are based on tariffs, government fees, exchange rates, and supplier rates in effect when our trips itineraries are first published. On very rare occasions it may be necessary for us to impose surcharges should prices increase significantly due to inflation, costs of services, foreign exchange rates, or other factors. Such surcharges may be imposed at any time up to final payment. 

​We reserve the right to make changes to and correct errors in quoted prices at any time before your trip is confirmed. We will advise you of any error of which we are aware and of the then applicable price at the time of booking.



In order for us to confirm your travel arrangements, you must provide all requested details at the time of booking. Necessary details include full name as per passport, date of birth, nationality, and any pre-existing medical conditions or allergies you have which may affect your ability to complete your travel arrangements without limitation. We may also request to see a copy of your passport before or during the trip.  

The information required from each traveller will vary by trip, which will be communicated during the booking process. If all requested information is not provided within 30 days of the trip start date (or at the time of booking if purchased less than 30 days prior to the trip start date), LTDTC maintains the right to cancel your trip and assign your spot to the next eligible traveller on the waitlist without any refund owed to you.


By booking a trip with us, you represent that you do not have any illness, physical or other conditions that would create a hazard for you or other travellers or affect other people’s enjoyment of the trip.  LTDTC cannot guarantee the condition or availability of medical facilities in the countries in which our trips are run, which may involve visiting remote or less developed regions. Therefore, it is the responsibility of the traveller to consult their physician regarding any medical conditions prior to booking a LTDTC trip. 

Participants should check with consulates for the latest health requirements. Participants must bring their own medications, insect repellent or other recommended prescribed drugs, including but not limited to allergy medication (e.g., EpiPen).

If you have a special need, let us know at the time of booking. We may require a medical certificate if you have a special condition that may impact your ability to take one of our trips. We will make reasonable efforts to convey any dietary restrictions to your trip guides and certain service providers. However, given the nature of our trips and the fact that we do not operate or manage our suppliers, we cannot guarantee that any dietary needs or restrictions can be accommodated. LTDTC is not liable for any failure to accommodate or fulfil any special requests or special needs. As such, it is your sole responsibility to ask any necessary questions and to make informed decisions about your dietary needs and restrictions while traveling.

By signing this agreement, you hereby grant permission for emergency first aid to be administered if deemed necessary. If an emergency or health crisis should occur on the trip, LTDTC may attempt to help you obtain medical assistance, if it is available. The cost of any such medical assistance including any routine medical care shall be the responsibility of the participant. LTDTC strongly recommends that you obtain sufficient medical and health insurance that covers you while traveling.

​Our suppliers reserve the right to conduct common travel industry health screenings (e.g., forehead temperature readings, questionnaires, and checks for observable signs and symptoms) and refuse travel to symptomatic or likely symptomatic travellers. If necessary, our suppliers, and/or government or health officials, also reserve the right to quarantine travellers with symptoms of infectious diseases aboard confined modes of transport such as ships, trains, etc.

We reserve the right in our sole discretion to accept, decline or remove anyone from a trip (at or prior to departure or during the trip) if we deem their continuation of the trip to be harmful or dangerous to themselves or other trip participants.


Your booking is not finalized until you receive a confirmation email. A contract will exist between us from the date we issue the confirmation invoice or if you book within 7 days of departure the contract will exist when we accept your payment. Please refer to your booking confirmation invoice for details regarding final payments.

We reserve the right to treat any reservation that is not fully paid according to the booking and payment terms as a cancellation and subject to the cancellation terms below.


If a trip is sold out, you may add yourself to the waitlist during the booking process. If a spot becomes available, you will be notified by email. You will have 24 hours from when we send the email to accept the spot on the trip and pay the deposit, or it will be offered to the next person on the Waitlist.   



If you chose to pay for your trip in monthly instalments, you agree to adhere to pay monthly instalments on the 1st of each month, at the same denomination each month, until the final payment date.

The final payment date will be the final 1st day of the month that is at least 30 days from the start of the trip date.

The monthly payment amount will be different depending on when you first book, the amount is worked out pro rata so that the full payment is cleared on time.

​LTDTC is not responsible for any charges levied or charged by third parties and/or financial institutions as a result of credit card or other payment transactions related to the purchase of LTDTC trips or products. Those fees are your responsibility; we will not refund or return those fees. 

​Payments will be taken automatically on the monthly due date, by agreeing to this contract you give our online merchant the right to charge the credit card used to make the booking. If payment fails, we shall be entitled at our discretion to treat the missed payment as a breach of contract, cancel your reservation, and impose the cancellation fees specified in this agreement. We also retain the right to assign your spot to the next eligible traveller on the waitlist without any refund to you. 


By agreeing to these terms or booking a trip with us, you agree that chargebacks are not an appropriate way to avoid our cancellation and refund policy. We will vigorously dispute any chargeback request, provide this agreement as proof that you agreed to our cancellation and refund terms, and reserve the right to report fraudulent chargebacks to authorities. Should we win any chargeback that you initiate, you agree to reimburse us for any attorney’s fees, time, costs and expenses in rebutting the chargeback and pay any damages we suffer as a result of your chargeback dispute. 



All trips, payments and additional items are non-refundable if cancelled by the traveller, this includes any monthly payments made up until the point of cancelation.

No refund is due if a traveller fails to join a trip, joins it after departure, or leaves it prior to its completion for any reason. There will be no refunds for unused services.

If you fail to make a payment by the payment due date, no refund will be due to the traveller for a cancellation as this will be deemed a breach of contract.

There are no exceptions to this cancellation and refund policy, including for reasons related to weather, terrorism, civil strife, covid-19, pandemics, epidemics, airline default, strikes, personal, family or medical emergencies or any other circumstances beyond our control. This means that even if you cancel because of medical issues, virus, sickness, quarantine, travel restrictions/warnings, fear of traveling or any other reason, your booking will be subject to this cancellation and refund policy. For this reason, we require that you secure travel insurance in order to participate on a trip.

We will not provide refunds for any unused portion of your trip if you are quarantined or a supplier refuses services if you exhibit symptoms of or test positive for any infectious disease or similar. Moreover, we will not have any liability to you, owe you a refund, or owe you any compensation for loss, damage or injury or anything else if you are infected with an illness, disease or sickness during your trip, if a third-party refuses service (e.g., lodging or transport), if you show symptoms of or test positive for infectious disease or illness before, after or during your trip. Here are just some examples (but not all) of the circumstances in which we would not provide a refund and not be deemed liable to you: If you are unable to board a plane to your destination or a government or municipality denies entry due to not being able to provide proof of vaccination for Covid-19, this will be considered a no-show by you and deemed a cancellation of your booking by you and subject to our standard cancellation policy. We will not provide a refund nor will we be liable to you if are infected with a virus such as coronavirus at an accommodation that we provide for you, if you are refused service at an accommodation if you show symptoms of a communicable illness such as a cough or fever, if you are unable to board a plane to your destination or return home from your destination because you show symptoms of an illness, if a government or municipality denies entry, if you are required to self-quarantine, and so forth.


LTDTC reserves the right to cancel, alter or postpone a trip without prior notice at any time prior to departure or after a trip commences for the safety and/or comfort of travellers, or if is not viable for us to operate the planned itinerary, and for circumstances of Force Majeure (more information on Force Majeure below.) LTDTC will not be responsible or liable for deposits, payments, incidental expenses, policies or penalties for other services not included in the trip price, such as airline tickets, separate hotel reservations or other items (such as other trips or cruises) handled by participants not through LTDTC. Please refer to your required travel insurance policy for further details regarding expenses covered by your insurance carrier. 

If a trip is cancelled due to reasons within LTDTC control and not for reasons due to Force Majeure, we can offer you the following choices: 

Travel credit equal to the trip cost that you have paid.

A refund equal to the trip cost that you have paid.

If a trip is cancelled due to a Force Majeure event, we will not refund any unrecoverable costs and monies. Unrecoverable costs and monies include but are not limited to deposit monies that we have received from you and forwarded to our suppliers, cancellation penalties imposed by third parties, our current standard fee to cover work involved in planning, booking and organizing your participation in a trip. 

We will refund any monies paid minus all unrecoverable costs. 

​By agreeing to our booking terms and conditions, you acknowledge that you are purchasing your trip in Great British Pounds and should any refunds or credits be given at any point after the time of purchase, you will be compensated in Great British Pounds. LTDTC is not responsible for changes in and fluctuations of exchange rates. This means that the Great British Pound amount of your payment and your refund will be the same.

LTDTC Travel factors into the trip price a fee of £500 to cover the work involved in planning, booking and organizing your participation from the moment the trip is booked. This fee, at the absolute discretion of LTDTC, will be incorporated as an unrecoverable cost if a trip was to be cancelled, withdrawn, altered, modified, postponed, or rescheduled.

You understand and acknowledge that the nature of this type of travel requires considerable flexibility and you should allow for alternatives. The itinerary provided for each trip is representative of the types of activities that will be included, but it is not a guarantee. While LTDTC Travel will do its best to operate all trips as advertised, reasonable changes in the itinerary may be made where deemed necessary by LTDTC, in its sole discretion. The route, schedules, itineraries, amenities, restaurants, hotels, villas, and mode of transport may be subject to alteration without prior notice due to availability issues, local circumstances, weather, or other unpredictable and unforeseen circumstances beyond the control of LTDTC.


No refunds will be given for any excursions, activities, similar or aspects of the itinerary that are unable to take place. LTDTC will within reason try to replace all aspects of the itinerary or advertised schedule.

Though this is extremely rare, we must reserve the right to impose surcharges up to 15 days before departure in case of significant changes in exchange rates, unforeseen increases in airfares or other transportation costs, increases in local operator costs, taxes, or if government action should require us to do so. If any surcharge results in an increase of more than 10% of the trip price you may cancel the booking within 7 days of notification of the surcharge and obtain a full refund, minus any unrecoverable costs. Please note that a surcharge may be applied to a purchase made by credit card.

We shall not be deemed to be in breach of this agreement or otherwise liable to you, by reason of delay in performance, or by non-performance, of any of our obligations hereunder as a result of any cancellations, alterations or modifications under this section.



LTDTC will not be deemed in breach of this agreement or otherwise liable to you, by reason of delay in performance or non-performance of any of its obligations under this agreement to the extent that any such delay or non-performance is due to any Force Majeure. “Force Majeure” means any circumstances beyond our reasonable control, including without limitation acts of nature and/or God, terrorist activities, insurrection, explosion, flood, tempest, forceful wind, fire or accident, war or threat of war declared or undeclared, sabotage, civil disturbance, labour strikes, requisition, sickness, quarantine, pandemics, epidemics, diseases and viruses that are known, unknown or novel such as coronavirus/COVID-19 (including any spread thereof), government intervention of any kind including those that affect domestic and/or international travel, border closings, border limitations, border restrictions, weather conditions, and other unforeseen circumstances. 

If Force Majeure prevents, significantly hinders, renders it difficult, makes it commercially impractical, or makes it impossible for us or our suppliers to provide the services including but not limited to your trip, we and our suppliers shall be entitled to, and may in our complete and sole discretion, vary, delay, postpone, reschedule, alter or cancel any itinerary or arrangement in relation to the tour, including the entire tour itself. 

Regarding civil unrest, once we have investigated the prevailing situation, as we deem fit, it shall remain in our sole and absolute discretion whether to proceed with the tour.  

If we are affected by Force Majeure, we, if practicable, will notify you of the nature and extent thereof.


The transportation, accommodations, activities, meals, and drinks provided by LTDTC are specific to each trip, and are listed on the trip booking page. Anything not expressly listed as included on the trip booking is not covered by LTDTC, and is the financial responsibility of the traveller. In addition, our trips do not include international flights, visa and passport fees, vaccinations, travel insurance, optional activities, or other personal expenses.



LTDTC may offer optional activities and other supplemental charges (e.g., single room upgrade), which are specific to each trip and departure date. LTDTC will review all optional and supplemental requests, and will provide final approval once we confirm availability. 

Optional activities and supplementals that are not included in the trip price do not form part of the trip or this contract. You accept that any assistance given by your group leader or local representative in arranging optional activities does not render us liable for them in any way. The contract for the provision of that activity will be between you and the activity provider. In addition, LTDTC reserves the right to cancel or modify optional activities and supplementals based on availability, local constraints, weather, and other unforeseen circumstances. If we cancel an optional activity or supplemental, LTDTC will provide the traveller with a full refund. FTLO Travel will not be liable to you for any losses associated with any changes to or cancellations of optional activities or supplementals.


You may be required to sign up for an account to participate in our services, and select a password and user name (“User ID”). You promise to provide us with accurate, complete, and updated registration information about yourself. You may not select as your User ID a name that you don’t have the right to use, or another person’s name with the intent to impersonate that person. You may not transfer your account to anyone else without our prior written permission. You will not share your account or password with anyone, and you must protect the security of your account and your password. You are responsible for any activity associated with your account.


You must carry a valid passport and have obtained all of the required visas, permits, certificates, proof of vaccinations, and other travel documentation for all the countries in which you will visit during your trip. Your passport must be valid for 6 months beyond the duration of the trip. It is your responsibility to ensure that you satisfy all entry requirements and that you are in possession of the correct visas, permits and certificates for your trip and that all of the information on those documents are accurate. We are not responsible if you are refused entry to a country because you lack the correct passport, visa or other travel documentation. 

You are solely responsible for any adverse consequences, including additional costs and fees, resulting from incomplete or defective documentation. While we may provide information or advice on matters such as visas, vaccinations, climate, clothing, baggage, and special equipment in good faith as a courtesy to you, we are not responsible for any errors or omissions as to the information provided. 


It is important that you carefully read all trip-related documents that you receive from us as soon as you receive them. It is your responsibility to contact us if any information is incorrect. We cannot accept any liability if you do not notify us of any inaccuracies within 10 days of your receipt of those documents. This agreement, our release and waiver of liability and assumption of risk and indemnity agreement, and, if required, a medical statement or certification must be signed and submitted by you. If you fail to submit these and other necessary documentation prior to departure, we reserve the right to treat your booking as cancelled by you and impose the cancellation fees described in this agreement.


LTDTC cannot be liable for mistakes or errors in airfare bookings made by the traveller or any independent third parties. LTDTC will provide detailed recommended flight information via email once the traveller is confirmed, travellers are under no obligation to book these flights and LTDTC are not liable for any flights a traveller books. It is up to the traveller to ensure the correct arrival and departure flight information from the trip start and end cities. In addition, you are responsible for adhering to baggage allowances and other airline-specific guidelines. Any airline charges are the financial responsibility of the traveller. 

LTDTC is not responsible for any change to airline schedules or flight numbers or for any additional expenses or loss that may arise from airline strikes and/or airline, airport, or weather delays. FTLO Travel will not reimburse travellers for any additional expenses incurred as a result of such events or delays. 


Travel insurance is required for all of our travellers and should be purchased at the time of booking from a company of your choice. Your travel insurance must provide coverage against personal accident, death and medical expenses with a recommended minimum coverage of 10 million for each of the categories of cover. We also strongly recommend that your travel insurance covers cancellation, curtailment, personal liability, loss of luggage and personal effects, evacuation, and repatriation. We strongly recommend that all participants consider the purchase of “cancel for any reason” coverage. Please note that most insurance companies require an insurer to purchase cancel for any reason coverage within 7-14 days of the deposit payment in order to cover pre-existing conditions or to provide for “cancel for any reason” coverage

You must provide proof of your travel insurance at least two weeks prior to your trip start date via email to If you fail to provide proof of travel insurance by the travel start date, you will not be allowed to join the trip. LTDTC will not provide a full or partial refund for any cancellations or delays resulting from missing proof of travel insurance. 


It is your responsibility to be ready to leave at the departure city at the specified day and time. We are not responsible for any losses due to cancelled or missed flights, changed flight itineraries, late arrivals, or early departures. Your additional responsibilities include, but are not limited to, strictly complying with all local laws, including virus/sickness/illness mitigation measures including but not limited to social distancing and testing requirements, respecting customs and culture, adequately assessing your abilities, and, if on a guided trip, following the suggestions and advice of the guide.



If you have a complaint about your trip, you agree to inform your trip leader or our Support Team immediately so that they can attempt to rectify the matter. LTDTC assumes no liability for complaints that are not properly brought to the attention of the trip leader or the Support Team with sufficient notice to resolve or attempt to resolve complaints. Any complaint made after the completion of a trip must be received via email to within 15 days from the end of the trip. Traveller acknowledges and agrees that LTDTC has no obligation to respond to or address any claims received after this period.



LTDTC trips are run by a trip leader. The decision of the trip leader is final on all matters likely to affect the safety or well-being of any person participating in the trip. If you fail to comply with a decision made by a trip leader, or interfere with the well-being or mobility of the group, the trip leader may direct you to leave the trip immediately, with no right of refund. We may also elect not to carry you on any future trips, even if they are already booked. In addition, you agree to comply with the laws, customs, foreign exchange, and drug regulations of all countries visited, as well as in accordance with our responsible travel guidelines. 


You agree that the sole remedy for any default by LTDTC arising under this agreement shall be the return of the paid trip cost, to the extent consistent with applicable law. To the maximum extent permitted under applicable law, LTDTC shall not be liable for any special, consequential, indirect, incidental or other damages arising out of or in any way connected to this agreement, including lost profits, whether such damages arise in contract, negligence, tort, under statute, in equity, at law, or otherwise, even if LTDTC has been advised of the possibility of such damages. You expressly waive any right you may have to recover such damages.


This agreement shall inure to the benefit of and be binding upon LTDTC and you and your respective heirs, legal and personal representatives, successors and assigns.


If any provision of this agreement shall be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render the agreement unenforceable or invalid as a whole. Such unenforceable provision will be replaced with one that is valid and enforceable, and which achieves, to the extent possible, the original objectives and intent of the original provision.



You agree that LTDTC may use, re-use, link to, repost and reproduce any images, photos,  videos, or any written content (e.g., blog posts, articles) that you send to us,  that are taken by our guides, photographers, videographers, trip leaders and/or other travellers of you individually or in a group, or that you post online including on social media in any medium, including but not limited to print, electronic media, or Internet, free of charge and without your right to inspection, for promoting and publicizing our travel products and services worldwide. We will strive to provide attribution. If you do not want to grant this specific right, you must contact us in writing prior to the start of your trip and specifically state that you are opting out of Images Release. If you pick this option you will not be able to participate in any photo shoots or group activities that involve photography or videography without refund.


LTDTC take no responsibility or liability for any lost, damaged or stolen items.


You agree to keep the villa at all times clean and tidy. If any spillage occurs or breakages it must immediately be wiped and cleaned. Under no circumstances can glass or crockery be left outside as it attracts insect and rodents, as well as can be broken by the wind. Under no circumstances can glasses, bottles or crockery be taken into the pool or jacuzzi.

You must make sure that your bedroom is in the same condition when you leave, as it was when you arrived. If your bedroom is not left in a clean and tidy state then you will be charged for a cleaning service. Please let us know immediately if something gets broken, stained, marked or damaged during your stay so that we can replace it at once. Depending on what is broken, we may have to make a charge.

When you leave a room, you must turn off the lights, fans, and especially air conditioning and other high-energy consumption devices. Air conditioning should never be left on in rooms unoccupied as it only takes 5 minutes to cool a room. Again, air conditioning should never be switched on in rooms with either doors or windows open, this not only defeats the purpose of putting on the air conditioning, but can also lead to breakage of the air conditioning system as it will be overworking trying to cool a room to a desired temperature that it will never be able to reach. If the villa staff see air-conditioning left on in unoccupied rooms, and rooms with exterior doors and windows left open they will disable the air conditioning unit immediately. Hot tubs, in-pool water jets, saunas and steam rooms should also be switched off when not in use.

The bedrooms are thoroughly checked before your arrival for any damages and any problems that cannot be fixed are recorded. If you see any stains or markings especially on fabrics, scratches on glass surfaces, broken items of furniture, doors or any item not functioning, you should report it as soon as possible after you arrive and within the first 24 hours after arrival. After you depart the damages found during by the villa representative will be final.


You are required to pay a £250 damage deposit per person 7 days before travel. You must check your bedroom for any damage, scratches or spillages and report anything that you find on arrival day. Your room will be check at the end of the trip, as long as no damage is found, no other damage has been caused by yourself in the villa and no other deductible charges are warranted the deposit will be returned.

Any damage caused during the trip must be reported immediately, especially within the bedroom you are staying in even if it not caused by yourself. Failure to report the damage for us to investigate could result in all persons staying in that room being charged.

If you cause any damage that exceeds the amount of the security deposit you will be required to make up the difference.


The property management company reserves the right to amend the booking dates. This may be due to several reasons, not limited to but including, war, adverse weather conditions, riots and or matters concerning participants safety, operational circumstances such as damage caused by fire, or the villa becoming unusable due to utility company work or lack of services, leaks, repair work or any other such reason. In these circumstances the booking may need to be adjusted accordingly. LTDTC is not liable for any additional costs or losses that may be incurred by the traveller due to the change of booking. This includes, but is not limited to, any extra hotel reservations or car rentals, or the cost of non-refundable airline tickets. Situations may arise which, in their opinion, make it necessary for them to alter the normal booking schedule. If we cannot accept the dates of any new booking that they propose, then we can propose alternative dates which they will consider, and may request an additional sum if they agree to those dates. We advise that your travel insurance covers holiday curtailment.




During the time of the stay, you could be issued with a bedroom key, front door key, front door key card, security gate fob or similar. If this card is lost then GBP £100 is charged to obtain a replacement.

All keys and security cards must be well guarded and returned to our LTDTC representative upon your departure.



LTDTC reserves the right to update and/or alter these terms and conditions at any time, and shall post the amended terms and conditions on the LTDTC website. Any such amendment shall take effect immediately upon being posted to the LTDTC or immediately upon notice to you in writing by email or mail. You are deemed to have accepted any amendments to these terms on the date they are posted to our website or when we provide notice to you in writing by email or mail. Your continued use of the services, participation on one of our trips, or use of the LTDTC constitutes acceptance of any amendments that we make to these Terms. The latest terms and conditions, as amended, may be accessed any time on the LTDTC website, and can be sent upon their written request via email to  All travellers and LTDTC customers shall be deemed to have accepted any amendments to these terms and conditions on the date that is 7 days after their posting on the LTDTC website. 



LTDTC retains the right to refuse service to any traveller or potential client at any time, for any lawful reason, in its sole discretion.



This agreement is the final, complete and exclusive statement of the parties’ agreement on the matters contained in this agreement. It supersedes all previous negotiations and agreements.

I have read this entire agreement and I understand that this is a legally binding contract. No other representations concerning the legal effect of this document have been made to me. 


KNOWING AND VOLUNTARY EXECUTION: I have had sufficient time to read this entire agreement. I have carefully read and understand the provisions and legal consequences of this agreement, and I voluntarily agree to all of its terms and conditions. I understand that I am giving up substantial rights by accepting the terms of this agreement.  I acknowledge that it has been recommended that I have my attorney review this agreement prior to accepting it. 

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